By Taahir Joosub, CFA and Award Winning Portfolio Manager.
As a South African investor seeking to comply with Shariah law, you may find limited attractive passive profit opportunities. The Sukuk market options for retail investors are virtually non-existent, and the equity market options tend to be concentrated in cyclical sectors such as resources. However, there's an innovative and Shariah-compliant investment opportunity that might just be the perfect fit for your portfolio—investing in agriculture through Unum Capital's An-Aam Fund.
Embracing Halal Tangible Assets
Shariah investing in agriculture, specifically cattle, is an investment strategy that adheres to the principles of Islamic law. This means the investment must be in a halal asset and free from Riba (interest). Cattle are considered a halal asset as they are living, productive animals that provide food, milk, and other products. They are also relatively easy to sell and can serve as a good hedge against inflation.
Investing in tangible assets like cattle offers a compelling way to diversify your portfolio and generate passive income. This was particularly evident during the COVID-19 pandemic, a period marked by extreme volatility in financial markets globally. Unlike traditional financial assets, cattle and other agricultural investments provided stability and consistent returns.
Owning the Cows that Produce the Income
One effective method to invest in cattle in a Shariah-compliant manner is to purchase a share of a cattle herd. Unum Capital's An-Aam Fund facilitates this unique investment opportunity by partnering with the best professionals in the industry, ensuring that your investment is managed with expertise and care. Here are some key benefits of the An-Aam Fund:
Low Minimum Investment: Start with as little as R10,000.
Great Liquidity: Enjoy a 30-day withdrawal notice period, providing flexibility and access to your funds.
Attractive Returns: Benefit from returns that exceed inflation rates.
Performance Monitoring: Utilise our online platform to monitor your investment performance every week.
A Thoughtful and Compliant Investment Approach
Choosing the right Shariah-compliant investment option depends on your circumstances and investment goals. It's crucial to conduct thorough research and understand the associated risks before making any investment decisions.
Unum Capital's An-Aam Fund is designed to offer a balanced, ethical, and profitable investment solution tailored to meet the needs of South African investors seeking Shariah-compliant opportunities.
In a world where traditional investment avenues may not always align with your values and financial goals, exploring innovative alternatives like agricultural investments can be both rewarding and fulfilling. By investing in cattle through the An-Aam Fund, you are not only adhering to Shariah principles but also contributing to a sustainable and ethical investment landscape.
For more information and to start your journey towards a Shariah-compliant investment, contact our Client Support Team at clientsupport@unum.co.za and the fund’s portfolio manager Taahir Joosub, Taahir@unum.co.za and discover how the An-Aam Fund can work for you.
Kommentare